See how your home value grows over time with compound appreciation.
To project your home's appreciation:
The calculator shows the projected future value, total appreciation in dollars, and the percentage increase over the full period.
Home appreciation uses compound growth:
Future Value = Current Value × (1 + Annual Rate)^Years
Total appreciation: Future Value − Current Value
Example: A $300,000 home appreciating at 3% per year for 10 years.
$300,000 × (1.03)^10 = $403,175$403,175 − $300,000 = $103,175Nationally, US home values have appreciated about 3–4% per year on average over the long term. However, rates vary widely by location — some markets see 6–8% during booms and 0% or negative during downturns.
No. Home values can decline due to economic recessions, local market conditions, neighborhood changes, or overbuilding. The 2008 financial crisis saw many markets drop 20–40%. Appreciation is a historical trend, not a guarantee.